Legal access depends on local law
Our Legal notice sets the conditions for opening and using an account from Indonesia. Access depends on local law, and where local law permits, you must provide accurate registration details and complete the phone verification step before account access. We may use those details to match
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your account with payment records and to investigate an unclear transaction. DANA, OVO, GoPay and QRIS appear as payment references only when enabled for your account region; bank transfer and virtual account records follow the same account-matching process. You remain responsible for checking whether access is
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permitted where you are located. If a rule changes, we update the policy wording and keep the current version available through the Legal area. Reading these terms before opening an account helps you understand which requests may pause access, require clarification or prevent a transaction from
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being processed.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.